Full cover insurance or comprehensive car insurance provides most of the protection because it covers own damage as well as the third-party liability.
Comprehensive Car Insurance
Comprehensive car insurance protects your car and offers full coverage due to theft, fire, natural disaster, flood or other types of occurrences.
Contact us and get your comprehensive auto insurance and save your car from different calamities
It means that comprehensive car insurance insures you, your car and damages to third party property.
Third Party Liability
Third party liability car insurance is the minimum car insurance coverage required for a car as per the laws in UAE. It covers you against any damages caused to any third party or their property as a result of an accident. Having this type of insurance alone for your car doesn’t cover the car on any repair in the case of any accident.
Own Damage :
SECTION 1:
The Company undertakes to indemnify the insured for loss of or damage to the vehicle, its accessories and spare parts whilst thereon
- By accident or accidental collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
- By fire, external explosion, self ignition, lightning or thunderbolt.
- By burglary or theft.
- By malicious act of any third party.
- Whilst being in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.
SECTION 2:
Against Third Party Liability
- The company shall compensate the insured in the event of an accident caused by or arising out of the use of the motor vehicle, subject to the limits specified in this policy, against all sums which the insured shall become legally liable to pay as compensation for.
- Death or bodily injury to any person including the passengers in the vehicles except the insured or the driver at the time of the accident and their families spouse, parents and children and the employees of the insured if they are injured during the working hours or as a result of their work.
- Damages for materials and property, except those owned by the insured or the driver at the time of the accident or property held in trust or in their custody or control.
- Please update the ‘Request a Quote’ section as per the attachment.
SECTION 1:
The Company undertakes to indemnify the insured for loss of or damage to the vehicle, its accessories and spare parts whilst thereon
- By accident or accidental collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
- By fire, external explosion, self ignition, lightning or thunderbolt.
- By burglary or theft.
- By malicious act of any third party.
- Whilst being in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.
SECTION 2:
Against Third Party Liability
- The company shall compensate the insured in the event of an accident caused by or arising out of the use of the motor vehicle, subject to the limits specified in this policy, against all sums which the insured shall become legally liable to pay as compensation for.
- Death or bodily injury to any person including the passengers in the vehicles except the insured or the driver at the time of the accident and their families spouse, parents and children and the employees of the insured if they are injured during the working hours or as a result of their work.
- Damages for materials and property, except those owned by the insured or the driver at the time of the accident or property held in trust or in their custody or control.
- Please update the ‘Request a Quote’ section as per the attachment.
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